Exclusive Santander high LTV mortgage deals revealed

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Santander has revealed this week that it will now be launching 3 key account exclusives with loan to values (LTV) ranging right up to the high end of the spectrum – at 90%. The new high LTV mortgage deals from the lender are particularly timely, following the news that many wealthier borrowers have found themselves locked out of some of the lowest deals currently on the market.

As such, Santander has now revealed a 2 year fixed rate product which will be added to its existing 85% LTV range, with an extremely competitive rate of 1.99% and a £995 booking fee. Santander’s 2 year fixed rate products at 3.14% and 3.59% are also now available up to 85% and 95% LTV respectively. Santander’s lower priced 5 year fix now comes with a booking fee of £995, however the 3.59% product remains fee-free.

All of Santander’s high LTV exclusives now applied to its key account ranges are available for both purchase and remortgage applicants.

Accord Mortgages has also now added 75% and 80% LTV products to its 5 year fixed mortgage range. Available to both homemovers and homebuyers with a 20% or 25% deposit. The products now added to the lender’s 5 year fixed rate residential range come with a rate of 2.49% at 75% LTV and 2.59% at 80% LTV. These both come with a £845 product fee.

Accord has equally lowered rates across a selection of its existing 5 year fixed rate mortgages with high LTVs. Its 85% LTV product has lowered from 3.04% to 2.89%, while its 90% LTV product was reduced from 3.64% to 3.39%. Both mortgages carry product fees of £345 and £845 respectively. All products are available with £250 cashback on completion, as well as free standard valuation for house purchases, or free standard valuation and legal fees for remortgage customers.

Accord has also revealed it will be lowering its 3 year fixed rate range over the next few weeks, which will now be available with added incentives for borrowers with a 20% or 25% deposit.



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