Enness is a British mortgage brokerage, established in London 10 years ago, to cater for high net worth clients with complex requirements. From our office in Mayfair, we’ve consistently secured UK and European mortgages for expats and foreign nationals based in the Gulf Corporation Council (GCC).
We launched our Dubai office in 2017 as a response to the increased demand for large loans for property in the UK and Europe. This follows the opening of our Monaco office, in the French Riviera, catering for the demand for large loans in Europe.
We’re a British mortgage brokerage with an international network and a long-standing reputation for securing complex and high value mortgages. This experience means we are ideally placed to assist foreign nationals and expats buying or refinancing in the UK.
Our dedicated and multilingual team in the DIFC has a wealth of experience in sourcing finance for clients across the Middle East.
WHAT DO I NEED TO KNOW ABOUT EXPAT AND FOREIGN NATIONAL MORTGAGES?
London is considered a safe haven for investors and, as such, represents an ideal opportunity for both expats and foreign nationals wishing to put their money into a secure asset.
Many of our clients are global businesspeople who live and work across jurisdictions, and thus need expert support in securing UK property finance. Furthermore, expats may want to plan for their future by investing in a property for their family to live in when they return.
We also work with clients who wish to release equity from their prime assets for onward investment, be that in UK or European property, or luxury assets. Structuring your case correctly is integral to securing a mortgage in the UK and in Europe. As a resident of the GCC your income is likely to be complex and not in sterling and, depending on your nationality, you may not have a UK credit footprint.
Your country of residence and worldwide assets will be taken in to consideration, so it’s important you have a broker who knows
how to present your situation efficiently to a lender. It’s likely your case won’t fit the ‘tick box’ affordability criteria set out by many high-street lenders so access to private banks and specialist lenders will be the difference in the success of your case, as they have the ability to be more flexible.
HOW CAN ENNESS HELP WITH MORTGAGES FOR CLIENTS IN DUBAI
We have a decade’s worth of experience in securing high value mortgages for expats and foreign nationals from all over the world, including the GCC, from our offices in London’s Mayfair and Monaco. We work with an unrivalled panel of international lenders who are happy to consider such cases, and take a holistic view of a client’s overall wealth and circumstances.
From our office in Dubai, in the DIFC, we can support you through each stage of the transaction, putting you in touch with the relevant experts to assist with tax structuring and navigating different legal jurisdictions. We also have a relationship with a trusted foreign exchange broker who can help with your non-sterling currency, giving you access to the most preferential market rates.
Whether you’re buying your first property, or releasing equity for further investment, our expert advisers are located in the heart of Dubai’s financial district and are on hand to discuss your requirements.