Business Finance

Enness understands a business’ requirements extend beyond simply purchasing commercial property, and is committed to helping our clients fulfill their business ambition. As such, we have developed a team who can look after your business finance requirements, whatever they are.

Invoice financing

Invoice financing allows you instant access to cash tied up within your business’ outstanding invoices. This type of financing allows you to finance slow paying accounts and make their capital receivable.

For example, if an invoice is written but payment is not expected for some time and finance is required quickly, you can show invoices (essentially a written payment contract) to your lender who will finance the invoice and expect to receive repayment when the original invoice payment comes through.

Asset finance

Asset finance is used by businesses to acquire the relevant equipment they need to expand. For businesses, these assets can include additional business premises, equipment, or the implementation of a new team to help develop the business.

Like invoice financing, this is a short-term financing solution. As well as loans secured against existing assets, clients have the option to secure these loans against their new premises or equipment.

Enness understands a business’ requirements extend beyond simply purchasing commercial property, and is committed to helping them grow. As such, we have developed a team who can look after your business finance requirements, whatever they are.  

Cash flow lending

Cash flow lending is when the bank will fund a loan based on expected cash flows that the borrowing company or individual is expected to receive. In short, the loan is secured by the income that a company is expected to receive.

In cash flow lending, the repayment structure is built around the predicted future cash flow. Whether you are an investor and basing your cash flow lending on expected rental yields or a business looking for an owner-occupier loan, cash-flow lending offers a short-term finance solution to facilitate your commercial mortgage requirements.

International trade facilities

A large proportion of our high net worth clients who are looking for commercial finance, trade internationally. In many instances the time taken for capital to change hands is far longer than in the UK and international trade finance plugs this gap.

International trade facilities enable clients to push ahead with their ambitions, rather than be held back by awaiting outstanding capital. Lenders offering commercial finance can offer funds at every stage of the trading process, based on the requirement that the loan is paid back once payment comes through.

How can Enness help with business finance?

Enness understands a business’ requirements extend beyond simply purchasing commercial property, and is committed to helping them grown. As such, we have spent time developing relationships with trusted partners who can help with all aspects of business finance, regardless of location.

If you’re a business owner looking to grow your company, get in touch with our expert brokers who will be happy to discuss your options.