What are the Best Mortgage Products in Paris?

We sat down with our international team to discuss the best mortgage products available to those looking to purchase property in the City of Lights.

 

Retail Banking Mortgage:

  • 85% LTV
  • Capital Repayment (Capital and Interest)
  • 2% Interest Rate/ year
  • Up to 25 years fixed rate
  • Up to €3million
  • €1,500 bank arrangement fee

 

  • 75% LTV
  • Interest Only
  • 2.2% Interest Rate/ year
  • Up to 14 years fixed rate
  • Up to €3million
  • 1,500 bank arrangement fee

 

Private Banking Mortgage:

  • 100% Gross LTV
  • 20% AUM
  • 1.2% Interest Rate variable / 1.80% fixed
  • Bank arrangement fee is half the percentage of the loan
  • €500,000 minimum

(Ideal for American Nationals)

 

Cheapest Mortgage:

  • 1.5% Fixed or Variable Rate
  • 40%-50% AUM
  • €2million minimum

 

Bridging Mortgage:

  • 0.7%/ Month
  • 65% LTV
  • €500K minimum
  • Roll up fees + interest (Pay when you pay off the mortgage)
  • Fixed rate over 3 years

 

Property Developers Mortgage:

  • 80% of the project cost
  • 2.5% Variable Rate
  • No Maximum Loan
  • Roll up all fees and interest
  • Up to 3 Years (and discretionary 1 year extension)

 

 

For further information on these products, or to speak to one of our brokers about your requirements, please get in touch on +44 (0)203 758 9393 or email info@enness.co.uk

 

 

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