Best 5 HMO products

Taking into account such factors as maximum loan amounts, LTV ratios, introductory interest rates, we have selected a number of HMO mortgages to give you an idea of the deals currently available:-

1. Finance Provider: Keystone Property Finance

Max LTV Ratio: Max 80%

Loan Amount: £50,000 to £500,000

Standard Rate: BBR +4.99%

Introductory Rate: 3.69% fixed for 5 years

Rental Cover: 125% for Limited company

Rental Assessment Rate: 5.50%

2. Finance Provider: Precise Mortgages

Max LTV Ratio: Max 80%

Loan Amount: Up to £1m to 70% LTV, £750k to 75% LTV, £500k to 80% LTV

Standard Rate: BBR +Bespoke Rate

Introductory Rate: 2 & 5 year fixed rates available

Max Term: 35 years

Rental Cover: Bespoke

Rental Assessment Rate: Minimum 5.50%

3. Finance Provider: BM Solutions

Max LTV Ratio: Max 60%

Loan Amount: £25,0001 to £1m

Standard Rate: BBR +4.34%

Introductory Rate: 1.80% up to 31/12/2021

4. Finance Provider: Keystone Property Finance

Max LTV Ratio: Max 65%

Loan Amount: £50,000 to £1m

Standard Rate: BBR +4.99%

Introductory Rate: 2.89% fixed for 2 years

Rental Cover: 125% for Limited company

Rental Assessment Rate: 5.50%

5. Finance Provider: Leeds Building Society

Max LTV Ratio: Max 75%

Loan Amount: £50,000 to £750,000

Standard Rate: 5.99%

Introductory Rate: 3.39% up to 31/12/21 then 1% discount on BTL variable rate up to 31/12/24

Rental Cover: 165% for Limited company

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