For ultra high net worth (UHNW) clients, a private bank mortgage can be the most appropriate property finance solution. Whether you need a large mortgage, an interest-only mortgage, or are simply looking to begin a long and mutually beneficial private banking relationship, private banks offer a holistic service with bespoke underwriting.
Our clients have complex backgrounds and require tailored solutions. Whereas high street banks and mainstream lenders take a tick-box approach to assessing your suitability for a loan, private banks approach each case on a personal basis, looking past your requirements to you as an individual.
Enness works with a full spectrum of international private banks from all over the world.
DO I QUALIFY FOR A PRIVATE BANK MORTGAGE?
Private bank mortgages are typically available to those who earn in excess of £250,000, or have assets worth more than £1million. However, just like high street banks, private banks differ in their requirements; a one-on-one consultation is always advised to ensure you are receiving the best advice about private bank mortgages in regard to your unique situation.
HOW CAN I SECURE A PRIVATE BANK MORTGAGE?
Building a relationship with a private bank isn’t a simple task, so it’s generally helpful to be introduced by a broker who has a strong pre-existing relationship. Over the last decade, Enness Private Office has built an unparalleled network of contacts within the industry, meaning we can assess your case on an individual basis and arrange for you to meet with an appropriate lender.
We work with a rich variety of UHNW lenders, from global asset managers to prestigious private banks, some of which have been active in the United Kingdom for centuries. A private banking relationship can be a valuable asset throughout your lifetime. We will take the time to understand your background, enabling us to match you with the perfect lender.